What are built-in gift-overs?
e-State Planner is built so that certain gift-overs are automatically contemplated.
For example, in the Surviving Spouse Scenario, if the entire residue is going to the spouse absolutely, no gift-over is necessary. In that case, your gift-over for the Surviving Spouse scenario (who should receive the estate if the spouse is not alive) will automatically be covered in the Descendants Only Scenario.
Similarly, gift-overs in the event that all descendants (children, grandchildren etc) are all gone are covered automatically in the No Descendants scenario.